:root {
  color-scheme: light;
  --navy: #0b2f64;
  --navy-dark: #071f43;
  --blue: #1d4ed8;
  --red: #c81e2b;
  --red-dark: #991b1b;
  --ink: #112033;
  --muted: #506176;
  --line: #d9e1eb;
  --soft: #f2f6fb;
  --white: #fff;
  --radius: 18px;
  --shadow: 0 18px 45px rgba(11, 47, 100, .11);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  font-size: 16px;
  line-height: 1.55;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; background: var(--white); color: var(--ink); }
a { color: var(--navy); text-underline-offset: .18em; }
a:hover { color: var(--red-dark); }
a:focus-visible, button:focus-visible, input:focus-visible, select:focus-visible { outline: 3px solid #f5b800; outline-offset: 3px; }
img, svg { max-width: 100%; }
h1, h2, h3, p { overflow-wrap: anywhere; }
h1, h2, h3 { line-height: 1.12; letter-spacing: -.025em; }
h1 { margin: .15em 0 .35em; font-size: clamp(2.45rem, 6vw, 5.5rem); }
h2 { font-size: clamp(1.55rem, 3vw, 2.6rem); }
h3 { font-size: 1.22rem; }
p { color: var(--muted); }

.skip-link { position: fixed; z-index: 20; left: 1rem; top: -5rem; padding: .8rem 1rem; color: var(--white); background: var(--navy); border-radius: 8px; }
.skip-link:focus { top: 1rem; }
.site-header { position: sticky; z-index: 10; top: 0; display: grid; grid-template-columns: auto 1fr auto; align-items: center; gap: 2rem; min-height: 76px; padding: .8rem clamp(1rem, 5vw, 5rem); background: rgba(255,255,255,.96); border-top: 5px solid var(--red); border-bottom: 1px solid var(--line); backdrop-filter: blur(14px); }
.brand { display: inline-flex; align-items: center; gap: .7rem; color: var(--ink); text-decoration: none; font-size: 1.25rem; }
.brand span { display: grid; place-items: center; width: 42px; height: 42px; border-radius: 11px; color: var(--white); background: var(--navy); font-size: 1.35rem; font-weight: 800; }
.site-header nav { display: flex; justify-content: center; flex-wrap: wrap; gap: .4rem 1.55rem; }
.site-header nav a { color: var(--ink); text-decoration: none; font-weight: 650; }
.site-header nav a[aria-current="page"] { color: var(--red-dark); text-decoration: underline; text-decoration-thickness: 3px; }
.header-actions, .actions { display: flex; align-items: center; flex-wrap: wrap; gap: .75rem; }
.text-link { font-weight: 700; text-decoration: none; }
.button { display: inline-flex; justify-content: center; align-items: center; min-height: 48px; padding: .75rem 1.15rem; border: 2px solid transparent; border-radius: 12px; font-weight: 760; text-decoration: none; }
.button.small { min-height: 42px; padding: .55rem .9rem; }
.button.primary { color: var(--white); background: var(--red); }
.button.primary:hover { color: var(--white); background: var(--red-dark); }
.button.secondary { color: var(--navy); border-color: var(--navy); background: var(--white); }
.button.light { color: var(--navy-dark); background: var(--white); }

main { min-height: 62vh; }
.hero, .page-hero, .band, .split, .card-grid, .pricing-grid, .docs-grid, .contact-grid, .steps, main > .notice, main > article.legal, main > p { width: min(1160px, calc(100% - 2rem)); margin-inline: auto; }
.hero { display: grid; grid-template-columns: 1.08fr .92fr; gap: clamp(2rem, 6vw, 6rem); align-items: center; min-height: 690px; padding: 5.5rem 0; }
.hero-copy h1 { max-width: 10ch; }
.lede { max-width: 67ch; font-size: clamp(1.08rem, 2vw, 1.35rem); }
.eyebrow { color: var(--red-dark); font-size: .79rem; font-weight: 850; letter-spacing: .14em; text-transform: uppercase; }
.microcopy { max-width: 62ch; font-size: .87rem; }
.hero-panel { padding: clamp(1.2rem, 4vw, 2.4rem); border: 1px solid #cbd8e7; border-radius: 28px; background: linear-gradient(145deg, var(--white), var(--soft)); box-shadow: var(--shadow); }
.signal { display: flex; justify-content: space-between; gap: 1rem; padding-bottom: 1.2rem; border-bottom: 1px solid var(--line); }
.signal span { color: var(--red-dark); font-weight: 750; }
.workflow { display: grid; gap: .8rem; padding-top: 1.2rem; }
.workflow div { display: grid; grid-template-columns: 38px 1fr; gap: 0 .75rem; align-items: center; padding: .8rem; border-radius: 12px; background: var(--white); }
.workflow b { grid-row: span 2; display: grid; place-items: center; width: 38px; height: 38px; color: var(--white); background: var(--navy); border-radius: 50%; }
.workflow span { font-weight: 800; }
.workflow small { color: var(--muted); }
.band { padding: 5rem clamp(1rem, 4vw, 3rem); border-radius: 30px; background: var(--soft); }
.section-heading { max-width: 720px; margin-bottom: 2rem; }
.card-grid, .docs-grid, .contact-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 1rem; padding-block: 2rem 5rem; }
.band .card-grid { width: 100%; padding: 0; }
.card, .doc-card, .pricing-card, .pricing-notes { padding: 1.55rem; border: 1px solid var(--line); border-radius: var(--radius); background: var(--white); box-shadow: 0 6px 20px rgba(11,47,100,.05); }
.card .icon { display: grid; place-items: center; width: 44px; height: 44px; color: var(--white); background: var(--navy); border-radius: 12px; font-size: 1.25rem; }
.card .status { margin-top: 1.25rem; color: var(--navy); font-size: .78rem; font-weight: 800; letter-spacing: .04em; text-transform: uppercase; }
.split { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(2rem, 6vw, 6rem); align-items: center; padding-block: 6rem; }
.check-list { padding-left: 1.4rem; }
.check-list li { margin: .65rem 0; }
.check-list li::marker { color: var(--red); content: "✓  "; font-weight: 900; }
.quote-card { padding: clamp(1.6rem, 4vw, 3.25rem); border-left: 8px solid var(--red); border-radius: 0 var(--radius) var(--radius) 0; background: var(--navy); box-shadow: var(--shadow); }
.quote-card p { margin: 0; color: var(--white); font-size: clamp(1.35rem, 3vw, 2.1rem); font-weight: 700; }
.cta { margin-top: 1rem; padding: clamp(2rem, 6vw, 5rem) max(1rem, calc((100vw - 1160px) / 2)); color: var(--white); background: linear-gradient(125deg, var(--navy-dark), var(--navy)); }
.cta h2, .cta p { color: var(--white); }
.cta .eyebrow { color: #ffb1b8; }
.page-hero { padding-block: 5rem 3rem; }
.page-hero h1 { max-width: 15ch; font-size: clamp(2.5rem, 6vw, 4.7rem); }
.features-grid { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.notice { padding: 1.15rem 1.3rem; border-left: 5px solid var(--red); border-radius: 0 12px 12px 0; background: #fff4f4; color: #532126; }
main > .notice { margin-bottom: 4rem; }
.pricing-grid { display: grid; grid-template-columns: minmax(0, .85fr) minmax(0, 1.15fr); gap: 1rem; padding-block: 1rem 6rem; }
.pricing-card { border-top: 7px solid var(--red); }
.pricing-card h2 { font-size: 2rem; }
.steps { display: grid; gap: .8rem; padding: 0 0 4rem; list-style: none; }
.steps li { display: grid; grid-template-columns: 58px 1fr; gap: 1rem; padding: 1.3rem; border: 1px solid var(--line); border-radius: var(--radius); }
.steps li > span { display: grid; place-items: center; width: 52px; height: 52px; color: var(--white); background: var(--navy); border-radius: 50%; font-weight: 850; }
.steps h2, .steps p { margin: 0; }
.steps h2 { font-size: 1.3rem; }
.doc-card { color: var(--ink); text-decoration: none; }
.doc-card:hover { border-color: var(--navy); color: var(--ink); transform: translateY(-2px); }
.doc-card span { color: var(--red-dark); font-weight: 800; }
.contact-grid { align-items: stretch; }
.contact-grid .card { min-height: 240px; }
.legal { max-width: 820px; padding: 4.5rem 0 6rem; }
.legal header { margin-bottom: 2.5rem; padding-bottom: 1.5rem; border-bottom: 1px solid var(--line); }
.legal header h1 { font-size: clamp(2.45rem, 6vw, 4.25rem); }
.legal h2 { margin-top: 2.35rem; font-size: 1.45rem; }
.legal li { margin: .5rem 0; }
.legal .notice { margin: 0 0 2.5rem; }
.flow-list { padding-left: 1.4rem; }
.flow-list li { margin: .9rem 0; padding-left: .35rem; }
.flow-list li::marker { color: var(--red); font-weight: 850; }
.consent-explainer { align-items: start; }
.consent-demo { padding: 1.4rem; border: 2px solid var(--navy); border-radius: var(--radius); background: var(--soft); box-shadow: var(--shadow); }
.consent-demo label { display: grid; gap: .35rem; margin: 1rem 0; color: var(--ink); font-weight: 750; }
.consent-demo input, .consent-demo select { width: 100%; min-height: 48px; padding: .7rem; border: 1px solid #a9b8ca; border-radius: 10px; background: var(--white); }
.consent-demo .demo-check { grid-template-columns: 24px 1fr; align-items: start; font-weight: 500; }
.consent-demo .demo-check input { width: 22px; min-height: 22px; margin-top: .2rem; }
.demo-label { color: var(--red-dark); font-weight: 850; text-transform: uppercase; }
.demo-note { font-size: .86rem; font-weight: 750; }

.site-footer { display: grid; grid-template-columns: minmax(240px, 2fr) repeat(3, 1fr); gap: 2rem; padding: 3.5rem max(1rem, calc((100vw - 1160px) / 2)); color: #dce8f6; background: var(--navy-dark); }
.site-footer a { color: #edf5ff; }
.footer-brand { color: var(--white); }
.footer-brand span { background: var(--red); }
.site-footer p { max-width: 44ch; color: #b9c9dd; }
.site-footer nav { display: flex; flex-direction: column; gap: .6rem; }
.site-footer nav strong { color: var(--white); }
.copyright { grid-column: 1 / -1; padding-top: 1.2rem; border-top: 1px solid #315177; }
.footer-status { font-size: .85rem; font-weight: 700; }

@media (max-width: 900px) {
  .site-header { grid-template-columns: 1fr auto; gap: .8rem; }
  .site-header nav { grid-column: 1 / -1; grid-row: 2; justify-content: flex-start; order: 3; padding-top: .45rem; border-top: 1px solid var(--line); }
  .header-actions .text-link { display: none; }
  .hero { grid-template-columns: 1fr; min-height: 0; padding-block: 3.5rem; }
  .card-grid, .features-grid, .docs-grid, .contact-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .split { grid-template-columns: 1fr; }
  .site-footer { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}

@media (max-width: 600px) {
  :root { font-size: 15px; }
  .site-header { position: relative; padding-inline: 1rem; }
  .site-header nav { gap: .45rem 1rem; }
  .site-header nav a { min-height: 44px; display: inline-flex; align-items: center; }
  .brand strong { font-size: 1.1rem; }
  .header-actions .button { min-height: 44px; }
  .hero, .page-hero, .band, .split, .card-grid, .pricing-grid, .docs-grid, .contact-grid, .steps, main > .notice, main > article.legal, main > p { width: min(100% - 1.25rem, 1160px); }
  .hero { padding-block: 2.7rem; }
  .band { padding: 2rem 1rem; border-radius: 18px; }
  .card-grid, .features-grid, .docs-grid, .contact-grid, .pricing-grid { grid-template-columns: 1fr; }
  .split { padding-block: 3.5rem; }
  .actions .button { width: 100%; }
  .steps li { grid-template-columns: 44px 1fr; padding: 1rem; }
  .steps li > span { width: 42px; height: 42px; }
  .site-footer { grid-template-columns: 1fr 1fr; padding-block: 2.8rem; }
  .site-footer > div:first-child { grid-column: 1 / -1; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition-duration: .01ms !important; animation-duration: .01ms !important; animation-iteration-count: 1 !important; }
}